Just tested with my Pixel 4a and got ~50MiB/s synchronizing a few GiB to the phone connected to 5Ghz Wifi (and 1 other device connected to that 5Ghz Wifi).
Maybe it’s because you are both downloading and uploading, as Wifi cannot do full duplex; or Wifi chatter by other devices.
And you shouldn’t disable global discovery. Just disable relaying if you want to prevent that. Also the 192.xxx address apparently wasn’t discovered based on the addresses you posted above. You should check the discovery status on that devices (web UI > This Device > Discovery).
Indeed that’s a somewhat weird discrepancy: Discovered addresses are shown with schema, connected ones without - we probably should show it all the time. You can get the information by hovering over it when connected.