What should I not use syncthing for?

You should have multiple backups of any file you care about, regardless of whether or not you let Syncthing touch it.

But, Syncthing has been “safe” in my experience. I haven’t heard of any catastrophes from people using it.

There are still some issues being worked out. For example, internal database corruptions for some users: Panic: leveldb/table: corruption on data-block